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Personal Savings

Explore our family of Personal Savings each designed with benefits to meet different needs.
Your banking and accounting all in one place. Send online invoices, accept credit card payments and access reporting.

Banking your way

These three checking accounts meet different needs – choose what's right for you

Everyday Checking

Our most popular checking account popular checking account
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Clear Banking

Checkless banking with digital and debit card payments
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Access Checking

Relationship-based checking with premium benefits
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Banking your way

These three checking accounts meet different needs – choose what's right for you
  • Lower account balances and customers who don’t need to write checks
  • No overdraft fees
  • Customers who want help managing their money, including teens and students
  • Day-to-day banking needs, including student banking
  • Multiple ways to avoid the monthly service fee
  • Standard bank account features like check writing ability and optional Overdraft Protection
  • Higher account balances
  • Discounts and fee waivers for select banking services
  • Priority support from the Citizens First Chartered Bank Premier Banking Team
  • No overdraft fees or services – you only spend what’s in your account

Secure banking services and 24/7 support

Stay on top of your finances by downloading the our mobile app